For many people, hiring a lawyer is out of their budget because most lawyers charge a “retainer” up front and then an hourly rate. There are two problems with this system. First, the retainer is often substantial. Second, there is no way to know up front what the final cost of the legal services will be. After the retainer is paid and the case begins, the lawyer sends a statement each month detailing the work done on the case and deducting the fees from the retainer. When the retainer is depleted, the lawyer then asks for additional money. This goes on until the case is closed. One month the bill might be small; the next month substantial. There is no way to know in advance because it all depends upon the time the lawyer put into the case that month.

 

At the Walls Law Firm, we are dedicated to helping people from all walks of life obtain the legal help they need.  That is why we offer affordable flat fees for the majority of our legal services.  We charge a flat fee for almost every case we handle, so you know up front what your case will cost. The flat fee structure is based on the complexity of your case so that you don’t get charged for a complicated legal case when yours is simple.

 

In addition to affordable flat fees we have some great online financing options to help you get the legal representation you deserve with payments you can afford.

 

We offer Flexible Payment Plans though Legal Fee Financing 

 

In an effort to help more people afford quality legal representation, the Walls Law Firm now has various legal fee financing options to assist our clients with obtaining financing for their legal fees.  We have access to multi lender platforms that delivers financing offers directly to our clients.  

 

When you choose to take advantage of our payment plans, we will assist you with choosing a financing option with a payment plan that works best for your budget. We offer credit based and non-credit based legal fee financing options. 

 

 

Non-Credit Based Legal Fee Financing Option

If you choose to pursue our non-credit based legal fee financing option, the lenders will not consider your credit score.  Instead, they will be looking at your income and bank statements to determine your ability to pay and your spending habits.  With our non-credit based payment plans, no interest will be charged if you pay in full within 90 days. The interest rates typically range from 6% to 15%.  The payment terms range from 6 months to 12 months.  You will be required to make a down payment ranging from 15% - 25% of your total legal fees (attorney fee, initial court filing fee, expenses) depending on the length of the payment term you choose.   You get to choose the payment term that works best for you.   If you are interested in a non-credit based payment plan, we will see if you prequalify for a payment plan during your  Planning Session.

 

Credit Based Financing Option

The credit based financing options approve individuals with credit scores as low as 600, and offer terms up to 60 months with rates from 5.99% to 35.99% subject to your income and credit.  For many clients, this can result in low monthly payments even on cases involving substantial legal fees.  If you are interested in a credit based payment plan, we will complete a quick online application during your Planning Session.   The online application will provide you with an immediate response from several lenders based on your credit score and income.  The application to qualify is a soft inquiry and does not affect your credit score.  Funds are typically wired to you within 3 days of approval. 

 

With our flexible payment plan options, you can pay your legal fees and have the representation you need and deserve for a payment you can actually afford.   To see how affordable quality legal representation can be, schedule a Planning Session with us!